Irby, Jeffrey B in Huntsville, AL

All information about Irby, Jeffrey B in Huntsville, AL

About Irby, Jeffrey B

Many Americans never thought they would have to consider bankruptcy as a way to get out of debt. But the truth is that many of us can't get out of the hole we're in. On top of the original debt, creditors pile on late fees and high interest rates, making it seem impossible to get any traction. Once people learn the truth about the legal process of bankruptcy, they realize it can be a tool that helps them dig out of that dark debt hole. More and more Americans are filing for bankruptcy to not only get out of debt, but to also save their homes from foreclosure and their cars from repossession. Some creditors want to trick people into thinking bankruptcy will have a devastating effect on their lives, but that's just not the case. Bankruptcy isn't meant to ruin lives--it was created to help people resolve their debts in a legal manner. It's true that a bankruptcy can stay on your credit report for up to 10 years; however, it's also true that most people improve their credit after they file for bankruptcy. It makes sense - once you've resolved your debt and don't have that hanging over your head any longer, you can start to rebuild their credit. Talk to Jeffrey Irby to find out how bankruptcy could really help you and what would likely happen after you file for Chapter 7 or 13 bankruptcy.