Updated October 29, 2020

Payday loans in Missouri

Missouri Payday Loan Law
CitationMo. Rev. Stat. §§ 408.500.1 et seq.
Maximum APR 1950%
Minimum Loan Term 14-31 days
Maximum Loan Amount $500
Finance Charge $75
Rate and Fees Not Specified (No borrower shall be required to pay a total amount of accumulated interest and fees in excess of 75% of the initial loan amount on any single authorized loan for the entire loan term and all authorized renewals. Otherwise, interest is set pursuant to small loan law which provides that parties may set rate by contract.)
Rollovers Permitted Six (borrower must reduce principal amount of loan by 5% or more upon each renewal)
Criminal Action: Prohibited (Unless check returned due to closed account or stop-payment by maker)





Request a Loan

MO regulator

Missouri Division of Finance

Consumer Credit Section, P. O. Box 716 301 W. High Street Jefferson City MO 65102

Phone: (573) 751-3242

Fax: (573) 751-9192

Website: http://finance.mo.gov


MIN loan amount: $200

MAX loan amount: $3000

Rates and fees: Depending on the state

Turnaround Time: 1 working day

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