Updated August 19, 2020

Payday loans in Texas

Texas Payday Loan Law
Maximum APR No cap.  Regulator reports average cost 410%.
Minimum Loan Term Up to 180 days for CAB agreement
Maximum Loan Amount Not specified
Rate and Fees No cap on Credit Access Business fees.  Lender interest capped at 10%.
Rollovers Permitted 
Criminal Action: Prohibited unless fraud or forgery.





Request a Loan

TX regulator

Texas Office of Consumer Credit Commissioner

2601 N. Lamar Blvd., Austin, TX 78705

Phone: (512) 936-7600

Website: http://www.occc.state.tx.us/


MAX loan amount: $5000

Terms: By agreement

Rates and fees: 4.99% to 450%

Turnaround Time: 24 hours

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