Pacific Trust Mortgage in San Luis Obispo, CA

All information about Pacific Trust Mortgage in San Luis Obispo, CA

About Pacific Trust Mortgage

Thank you for considering San Luis Capital for financing needs. San Luis Capital was founded on a strong and genuine belief in principle of customer for life. Referrals from previous customers, financial planning firms, and local real estate professionals have always delivered the majority of the Company's production. Our referral business is based on providing you with the most streamlined, efficient, competitive and friendly service available. Based in San Luis Obispo, San Luis Capital is strongly rooted and grown in the local community. We are confident your experience with San Luis Capital will be a pleasant one. San Luis Capital is a correspondent lender offering a multitude of products to accommodate the needs of a wide range of borrowers. Correspondent Lending combines the best features of mortgage banking and mortgage brokerage. Correspondent lenders like San Luis Capital are similar to mortgage bankers in that they make the lending decision and fund the loan with their own money or credit line. This expedites the loan process by bypassing a third party lender generally associated with a traditional mortgage broker. As soon as a loan has closed, it's sold to a servicing conduit at a previously negotiated price. It's the best of both worlds for you as any home-buyer. You'll be dealing with the banker who is funding your loan, yet that banker is able to shop your mortgage around to hundreds of different loan program options. This will assure you of obtaining the most competitive interest rate. We understand that the loan process can be cumbersome. San Luis Capital, we strive to make your home purchase as seamless as possible. Below are the highlights of our process: Introductory phone call to obtain borrower information and discuss loan programs that best suit your financial plan. In less than 24 hours, you will receive a phone call informing you of your pre-qualification. as will your real estate agent.A representative will follow-up with you to discuss loan program options and locking in your interest rate. Upon program selection, San Luis Capital will complete your loan application and forward to you for your review. Once your loan is fully approved, San Luis Capital will draw your loan documents in 24 hours and schedule your signing. San Luis Capital's goal is to promote the highest level of satisfaction within our community. We have obtained this through a commitment to our clients and have based our business on referrals from satisfied clients. San Luis Capital is fast becoming a preferred lender for consumer and mortgage professionals across the county. The company provides a host of diverse, flexible mortgage packages for clients with a variety of backgrounds and needs. SLC offers borrowers, brokers and lenders the strength and security of a forward-thinking mortgage company, dedicated to remaining an industry trendsetter. SLC realizes there are many companies to choose from when selecting a mortgage company. That is why at SLC we are committed to providing service that is unmatched in our industry. From our technologically advanced operation systems to our hands-on sales approach, more customers are discovering San Luis Capital advantage.